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| *Loan,banking and credit>>>business credit |
I own my own business. A customer owes me $2500. He paid before with credit card.? |
I have called and left message on his cell phone that if I don't hear from him within 10 days that I will run his card for what he owes. Can I legally do this? I have a signed invoice showing the work was done and he has not disputed the invoice, but just keeps ignoring me. Don't want to use small claims court because even they rule in our favor, it doesn't get me the money. go to the local prosecutors office and ask they can tell you the steps the next moves are a lien on the property they own or small claims include any losses from lost wages and time and costs of recovery this also constitutes a fruad as they used a credit card there shouldnt be a problem just run the charges but if it turns out not to be their card then go wit the facts and papaer trail to the prosecutor lign="right" > Sign in to vote! I have heard of that being done... Don't know if it's legal or not but I'm guessing if you have an invoice which in some situations it's a signed contract and it shows the work was signed for and completed then I would think by law you have the right to charge his card and retrive you money.... I think if you clearly state in the invoice that if there is a non payment then you will seek payment in whatever form was taken... well that's kinda confusing... look if you have a document that has you paid me using a credit card and I will be able to charge it if you don't finish paying me then you should be okay..... Good luck... sorry for being outthere... lign="right" > Sign in to vote! Yes, this would be similar to a rental car company taking down your credit card information at the time you rent the car. Some hotels also do this. They ask you if you want to bill the charges to the card that they have on file. The implication is that if they have rendered the service and you check out without telling them that you would like to pay cash, then they can go ahead and bill the credit card. I would say that as long as you can document that you provided whatever service the customer is paying you $2500 for, you can go ahead and bill his credit card. It would also probably be a good idea if you document how many times you tried to contact him to arrange alternate payment arrangements before you went ahead with his credit card. lign="right" > Sign in to vote! Just because you have recieved payment by CC before doesn't mean you can bill him that way in the future, unless it was explicitly understood that you have a cc number on file and signing the invoice approves the charges. What does the invoice say under payment type? If he signed one that says CC or better yet CC on file then I would go ahead and process the payment. One thing I would go ahead and do is submit an approval for the amount to the CC company and see if he actually has it available, and it will also lock up that amount of credit . Be careful, if you actually put the charge through you could be committing fraud, even though the chances of any prosecution are slim. Also consider that if you put the charge through he may be able to dispute it, and you will recieve a chargeback. Good luck... |
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