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| *Loan,banking and credit>>>career insurance |
Career as an insurance agent.? |
I recently was contacted by Pyramid Life/Senior Solutions through Careerbuilder. I have had two interviews with a local branch. My interest is peaked but then again I want to be smart about my decision. I love what I do now but it has been pretty slow this year in real estate. I have been encouraged by a few close friends to give insurance sales a try. My question is do most insurance companies pay for you to get your license? I was telling my Dad that I had to pay $150 for my temporary license and $40 for my background check and he think it is a scam. It sounds okay to me since I had to pay for my real estate classes & license. Do anyone work as a sales agent for this company or know of anyone that do, and if so how are they doing in the business? Are they making a good living? I am really curious because they specialize in health/life insurance for seniors only and I don't want to be involved in anything that takes advantage of people period, especially the elderly. Some companies will reimburse you for you licenses, after you pass the exam. Really, if you are going to do insurance, it is important to have a great lead system, sales support in the beginning, and some income coming in. If there is no draw or salary--it is very tough--just like real estate; no sale, no paycheck--it is hard to make a living in the beginning.You are spending money, time and gas before you get paid. Also, if you are selling just one product, it is usually not enough. Especially one dealing with seniors- ask how their underwriting process is, and how many people get rejected ( for health, etc.) I would research the company carefully before making a decision. One thing to look at is the company's A.M. Best or Moody's rating. Another is to see if there are a lot of complaints against the company. That will help you decide if this is a company you want to represent. If it is a company specializing in medicare supplements and/or long term care, it probably won't be enough to sustain you. Best of luck to you! Source(s): licensed as a realtor and for both life and p&c insurance http://www.bilbuyers.com/buy.php?cid=55&... try to search more information on every professional website. maybe you can find some useful informations. You have to meet their quota every week, never say no for an answer, have a laptop for presentation, be number one. I wouldn't recommend this. If you're going for a straight sales job (which is what this is), then companies do NOT pay for your license. If you WANT to try insurance sales, rather than go with an outfit targeting seniors (which will be a REALLY tough sell, as most of these folks are on tight budgets and can't afford your product), I'd start at a local agency, keep your day job, get your license, and try doing evening & weekend sales on your own to see what it's like. agent, 21+ years First, I have been in insurance for over 18 yrs, in 2 states & worked for 3 agencies in total. I have NEVER heard of a "temporary license". As far as I know in every state in the US (Is this Canada?), the ONLY way to get your license (agent, producer or broker - some states is all in one, some states they are separate) is to study & pass the state test. Some states require a certain amount of classroom study, some don't. Your company/agency should pay for your backround check (I worked in a bank too & they also paid for me to be bonded). They should also pay for your licensing. Just my opinion. I would look them up with the Better Business Bureau, the State Department of Insurance, AM Best if they are a rated insurance company, any & ALL sources available to you to find out what kind of company they are BEFORE you go for your interview. If they check out, then go on the interview & see what they have to offer. |
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