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Will my poor credit score have any impact when I buy a home for Cash? I won't need a mortgage loan.? |
Will my poor credit score have any impact when I buy a home for Cash? I won't need a mortgage loan.? Your credit score only affects you ability to borrow money. The person you buy the home from never knows your FICO score anyway. Note to PUB: If LJRobbie has CASH to buy a home, the problem with her credit is probably NOT bad credit. More likely it it is complete lack of credit resulting from never borrowing money. PS. that is a GOOD thing. If you're paying 100% cash, you won't even be talking to a mortgage company - credit will have nothing to do with it. How are you pulling that off? Inherit money? win the lottery? Somethings missing here. If you have this money, why didn't you pay your bills? Anyways, to answer your question, your assets will increase, and so will the loanability. But: one of three reasons for having or caring about a FICO score is to purchase a home. The second is for a car, and the third is for some loan. We really don't care about your credit score, if you can pay cash. That is only what people who want to make money off your interest are concerned wih. See? It matters when you think you need to get a loan only. When you buy a home for cash you are probably going to trigger a reporting requirement on large cash transactions! But, it won't affect your credit score except for insurance purposes. Hello Everyone, I am Mrs. Grace Brown, Some few months ago, I was bankrupt, my husband lost his job and we ran into huge debt. I posted a question on yahoo answers, and i got an answer from a certain "Dr. Paul Neville". Initially, i was scared and thought he was a scam. My husband encouraged me to try, and a friend he helped, also encouraged me, and i decided to give it a try. Within the next one week, i settled all my bills and today, i am a happy woman. I own a small business in Ohio. I promised to testify publicly, if he could help me, hence this testimony. You can contact him via e-mail: paulneville1@yahoo.com. I believe he can help you! Mrs. Grace Brown Hello, I am Mr Greg Wilson,I am a private Loan lender,i offer Loans to individuals, Firms and corperate bodies at 3% interest rate, loan terms determinant. Loan for developing businesses a competitive edge. I offer the following kinds of loans * Personal Loans (Secure and Unsecured) * Business Loans (Secure and Unsecured) * Undergraduate Loans * Graduate Loans * MBA Education Loans * Medical Education Loans * Legal Education Loans * Study Abroad Loans * Consolidation Loan * Combination Loan Collateral And Non- Collateral Loans Loans For Your Business Startup: Loans for Everyone, I offer loans between an amount ranging from 1, 000 to 500,000, 000.$拢 You can contact us today and be financially equiped. E-mail :gregwilson2007@yahoo.co.uk NOTE: This is opened to all. Hello Everyone, I am Mr Richard Brown a private money lender i give out loan to those that are in financial stress and have bad credit, and also been bankrupt so if you are interersted in getting a loan at affordable percentage 3% interest rate contact us via richardbrown_lenders@yahoo.com NOTE.THIS OFFER IS OPEN FOR ALL !!! |
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