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| *Loan,banking and credit>>>chase credit |
Has anyone had to deal with Chase credit (visa) and noticed that they are bloodsuckers!? |
I had a visa credit card and never missed a payment and they took it upon themselved to run a routine credit check and noticed that I had excess debit...so they decided to raise my apr interest rate to 29.99%. That means you can never get ahead of the curve if you have 4-6k on a credit card. This same issue was brought up my congressional investigative cmmt... and all they can say (Chase and Citibank) is sorry, were working on it. I recently paid my credit card off (over $5700) and they had the nerve to say I owed $110.00 in finance charges on the payment I just made. I will never do business with CHASE and I suggest anyone who wants credit to go elsewhere. They are "blood suckers"! If you call Chase credit card customer service and state you would like to close your account because of your APR (you really don't need to give them a reason), you will be immediately transfered to the retention department who will then offer you various incentives to keeping your account active (including lowering your APR if necessary). Try this. Unfortunately, this is the way banks make their money and with credit cards especially, they take advantage of the consumer again and again. Source(s): I have worked in the banking/credit card industry for over 5 years. that's their business and if we don't use their service then we don't have to deal with them, do we? Its all in the contract when you sign up with them. I think your a bit upset, because I see this as them doing anything wrong, its common. Bank of America treated me the same way, but instead of increasing my APR they canceled my account! Mind you, I paid off my balance every month. I have a Chase Alumni card now. I have never had any problems with them, to the point where I recently signed up for another card. As a leader in today鈥檚 credit industry, Chase provides millions of Americans with the financing they need. This company鈥檚 success story can be summed up in one word: options. Chase offers hundreds of credit cards, and each one is designed for different needs. This is great news for customers. It means that the best card for your lifestyle can be found at Chase. To help you find the right Chase credit card, here鈥檚 a look at three of the top offers on today鈥檚 market. Chase Platinum Visa Card If you have good credit and want an all-around solid card, the Chase Platinum Visa Card is what you need. This card comes with no annual fee. You鈥檒l also enjoy the initial 0% interest rate for up to twelve months on purchases and balance transfers. In addition to these benefits, you can participate in the card鈥檚 reward program. You will earn one point for each dollar that you spend on purchases. You can then redeem those points for cash, merchandise, travel options or gift cards. You鈥檒l also have access to additional perks, such as travel accident insurance, car rental insurance, and free online access to your account. Get a best Chase card at: http://www.credit-card-gallery.com/chase... |
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