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| *Loan,banking and credit>>>citibank credit card |
Should I upgrade to Citibank American Advantage Platinum credit card? |
I have been a gold card user for a few years with perfect credit and I spend a few thousand dollars on it each month. I just got an email to upgrade to Platinum. Anyone else have experiance with this and should I accept the offer? They've been trying to get me to upgrade to a Platinum for the last 2 yrs, and I've refused. The advantage (not AAdvantage :-p) is that the cap on the number of miles you can earn per month is lifted. Also, if I'm not mistaken, there are some other cool stuff for being a platinum member. The big catch for me is the increase in the Annual Fee, a $30 increase per year. So, if you bump up against the cap often and don't mind paying extra/yr in annual fees, then do it. I don't use the card often anymore except to take advantage of balance transfer offers, and I have a hard time burning off the frequent flyer miles I do earn. So an upgrade is not for me. look at what extra it offers and see if it is worth getting Yes if you pay the balance. If you carry over then look at the percentages. I am a travel person as well and keep a "points" card for travel - BUT I NEVER CARRY A BALANCE! That is the most important thing I can tell you!! |
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