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Feedback on Citibank Cash Back Credit Card? |
i am planning to get a reliable credit card, hope you can give me a feeback redarding this type of credit card. if you have any suggestions, feel free to post it. Thanks! If you looking for cash back credit card you should take into account that such kind of cards is profitable only if you have high money turnover on your card or if you going to make big purchase: http://www.bestcreditoffers.co.uk/cash-b... If you don't spend much apply for credit card with low APR: http://www.requestcredit.com/low-rate-ca... One of the most popular cash back credit cards - Amex Blue Cash (i use it) So many credit cards - so little time. Is this the way you feel about all the options that are now available in credit cards? It really is incredible when it comes to the various possibilities of how you can benefit from a cash back credit card. Here are a few things you need to look for when you choose yours. The first thing you need to know about cash back credit cards is that some of them come with incentives. Some of these could be pretty good so you may want to start by looking at them. A couple of them will give you as many as 10,000 points which will go toward whatever the focus is of that credit card (air miles, hotels, etc.). If one of these will best suit your needs, then you would want to look at that particular card a little further. The next thing you want to consider is the interest rate. This can vary anywhere from about 7.99% up to 18.24%. Normally, this interest rate does not go into effect until the introductory period runs out - but it will eventually. So, if you allow balances to remain on your credit card, you will want to choose one with as low an interest rate as you can. Apply online for a best cash back credit card at: http://www.credit-card-gallery.com/ameri... If you're referring to the 'Citi Dividend Select Card', this is a pretty good cash back card from Citi which offers up to 2% cash back. But there's definitely some better options available. Take a look here: http://www.asapcreditcard.com/cash-back.... If you're not set on having a Visa or Mastercard, the Discover More Card will allow you to earn up to 5% cash back! Plus, it has a long 0% APR of 12 months on purchases and balance transfers. Plus, it has a competitive ongoing APR at 10.99% after the intro. You might also consider the Chase Freedom Cash Card (if you want a Visa or Mastercard). It will allow you to earn up to 3% cash back-- and a 0% APR for 6 months on purchases and transfers. Of course, you should compare other offers too. These are just a couple suggestions to consider. Hope this helps. GOOD LUCK! http://www.asapcreditcard.com Citi has some great rewards cards like the Driver's Edge and Diamond Preferred Rewards cards. (I have the Citi Driver's Edge card.) However, so to American Express, Chase, and some others. (I also have a couple other cards to maximize my rewards in the categories I spend the most money (gas, restaurants, groceries).) If you're planning to pay your balance in full every month so that you'll avoid interest and earn rewards, then you'll want to go for the rewards card that will pay you the most rewards for your spending profile. To see which card will pay you the most for your normal spending profile, you can use the rewards calculator at: http://www.creditcardtuneup.com/... http://www.creditcardtuneup.com/... Check out bankrate.com It will tell you the deals ansd details from several cards. |
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