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College Undergrad Loans without co-signer? |
my credit is not all that...it's just being established, is there anyway i can get a loan to pay for my education? Ok, you clearly stated that you don't have a co-signer, yet people still gave you advice with a co-signer being a factor. Try myrichuncle.com and campusdoor.com.You don't need a co-signer. You don't need a credit history. No bad credit what so ever though. I hope this will help Yes, You don't need a co-signer. Do you live at home? Your parents may need to sign something because they claim you as a dependent. The federal loans do not depend on credit. Most people get them. But remember that you cannot get rid of them in bankruptcy later in life. Maybe you can try below website to get the information you need. It's about unique student loans solution articles for your second opinion. http://www.1st-student-loan-consolidatio... http://www.studentloanchoice.biz... http://www.estudentloans.biz If you have a cosigner, it makes the process a lot easier. If you don't, you have to find a loan that is no cosigner no credit check. Usually only the Stafford and Perkins are like that, but the school has to offer those to you: you can't just "get" them. I have been searching for quite a long time for a loan like what you want, but I have been dissappointed a number of times. However, if you don't need a whole ton and you don't mind astronomical interest rates, you may want to try MyRichUncle. I got approved without a co-signer and no established credit, but they didn't give me nearly as much as I needed and the rates were WAY too high for any sense of comfort in my mind. Another route you could take is ask around to your friends and family members. Somebody may know someone else who will give you a personal loan at a pretty low interest rate. REMEMBER...it's not what you know, but who you know. If you can find a relative or a family friend that will cosign, you can get WAY better rates, but other than that, there isn't much if there is anything. |
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