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What are your thoughts on student loans vs. working so that you can pay as you go through college? |
I am meeting more and more young people who are getting both their undergraduate degrees and Master's degrees by taking out student loans. They graduate with lots of debt. Is this the usual thing now-a-days? Do you think it is possible to work and "pay as you go"? I did it. Worked and went to school. Yes, it took longer- but I graduated with no debt. it's hard work, but definitely worth it. yep, i'm doing it now to avoid the unnesessary charges and to help my credit. i only have 2 small ones tho I worked through college, and it was a mistake. To TRULY learn what you're there to learn requires time, and after a forty-hour week, you just don't have much energy left. I came out with a 2.8 average, when I'm a person who should have been getting grades along the lines of a 3.5 or higher. I think student loans are the smartest choice by far, and if I had it to do over again, that's the route I'd take. It really depends on the individual. Some people do great in school while paying as they go through college. But for others like me, I pull loans cuz I'm unable to get the great grades I used to (when I wasn't working). Compare my grades when I pulled loans vs. working so I could pay as I went through college and there is a HUGE difference. When I paid as I went thru college, my grades were mediocre and I couldnt handle being full-time so I kept withdrawing classes and dropping down to part-time. If you really want to get great grades, then I suggest you pull those awesome, low-interest loans (HA!) and pay them off w/the big money you'll be making after u graduate. Otherwise, take 1-2 classes/semester while you pay as you go thru college. BUT remember that tuition will continue to rise so pulling those loans dont sound too bad afterall. That way you can get out quicker and start making a salary. me |
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