*Loan,banking and credit>>>commercial loan

HOW EFFECTIVE CAN i LOOK FOR COMMERCIAL LOAN?

I am looking for lender to finance my 12-unit apartment project

you can inquire very effectively

Since it's a Real Estate Project, any Bank should be happy to lend you the money at very low rates.

Please meet your Bankers and take their advise,

Have a nice day.
Your local bank might have a commercial center or you can start looking on your own or through a mortgage broker. Commercial loans require a higher ltv (70%) than residential loans so be prepared to shell out alot of cash.
Commercial loans are judged in a completely different manner than residential property. The items meeded are a rent roll (list of tennants and what they pay each month), an income and expense report for the property, last 2 years personal taxes with schedule of real estate, and an appraised value.

I train loan officers to handle commercial real estate loans.

Check out my blog for info on credit score management, mortgage and real estate.
http://www.tomvoli.com/2006/11/06/rescor...