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Debt Consolidation Loan Needed Bad Credit?



I am looking to consolidate $18,000 in debt. $6,000 car loan, $5,000 personal loan and $7,000 IRS. The purpose of the loan is to pay off the debt and increase the mortgage qualifying amount I currently got from a lender to the $280k range. I plan to buy a house, live in the basement and rent out the rooms upstairs. I am looking for lenders, not advice or affiliate links. Thanks.

Why don"t you approach a private lender?I got my loan from a certain agency i met here in yahoo answers.Their interest rate of 0.2% is simply great..Why don"t you try there?
You can contact them with their email,richards_loan_agency@yah...
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