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Student Loan Consolidation??

I am goin gto be graduating college soon and i know i need to consolidate my student loans... I dont know where to go or what i have to do... I tried to aks the people at the financial aid office at my college bu thtey just confused me..

Does anyone know what i have to do?

Hello Carrie,

My name is Jason Fry, and i am a student Loan advisor with Student Aid Lending..

We are a title IV lender administered by the department of education...

My company does both consolidation loans, as well as new loans for students (and parents)

All lenders that are licensed with the Deparment of Education have the same programs, rates, and options... Everything is regulated by the government so there is no difference technically in which lender you work with..

The only differences you can find from one student loan lender to the next is the type of rate discounts offered..

The department of education offers 3 rate discount options... Each individual lender determines if they will offer the rate discounts or not..

My company honors all discounts offered by the government...

This includes:

*** .60% rate reduction for consolidation prior to graduation..

*** .25% rate reduction for automatic debit

*** 1% reduction for 36 months of ontime payments..

Most other lenders out there will only offer 1 or 2 of the three.. Again, we honor all of them..

If you would like mor information about my company, please visit my yahoo 360 profile..

http://360.yahoo.com/my_profile-hluduhmi...

From there you can find the direct link to our website as well..

Dont hesitate to call or email me at anytime and i can walk you through the entire process!!

Good Luck, i hope this helps!

Jason Fry
Student Aid Lending
1-800-964-0642 Ext. 114
jasonf@studentaidlending.com

Yes... all you have to do is fill out a consolidation application online! The website is http://www.loanconsolidation.ed.gov...
You may need to get a PIN first from the Department of Education to complete your application if you don't have one already.
also, if you received loans from direct lending, you should consolidate with them. However, if you receive loans from a private company (FFEL) then you have no choice but consolidate with them first. If denied then you can do it under direct lending. Good luck on your decision
It's pretty straight forward and most decent companies will do all the hard work, which is little. I personally used http://www.theloanster.com/ to consolidate mine. July 1st saw a rise in rates but it is still a good option so that you get a fixed rate. And you always have to option to reconsolidate, i think. It is worth asking that question when you apply. Good luck.