*Loan,banking and credit>>>consolidation loan

Is there a reputable "loan consolidation" organization? How do I contact them?

I am in the Los Angeles area.
How do I check out such an organization?
Thank you.

My roommate used this company:
http://debtxs.com/
They are in Texas.

She was happy with them. They negotiate with the companies to whom you owe debt, so that you don't pay the entire amount you owe and the harassing telephone calls are stopped.

It may take a few months, depending on how quickly, or, how slowly the companies you owe, "negotiate." Companies do not like to negotiate!

You will be assigned to a negotiator, at debtxs, to handle your case. They communicate with you via telephone, email and, or fax.

My roommate said, you have to pay taxes on the amount of debt settled, because it is considred income. My room mate is debt free!

I hope this helps. Good luck.