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    credit counseling
    What is the best and legitimate credit counseling agency(ies)?
    Consumer Credit Counseling is an option but most will charge you to do what you could do on your own,(not much because most are nonprofit) t......
    Get a loan or credit counseling?
    "Credit counseling agency are filled with experts, to help you get out of debt. These agencies have programs which helps to solve the p......
    Consolidating debt through consumer credit counseling services?
    Don't touch it! Instead go to www.daveramsey.com He is a financial giant. Great advice there. Read Financial Peace , Total Money Ma......
    Which one of the credit counseling services is the best/honest? I know some of them charge large fees. Thanks?
    Think about who you use. Alot of these agencies get the creditor off your back by managing and giving them a minimum payment every month for you. Some......
    Has anyone used Family Credit Counseling?
    no......
    Any opinions on Consumer Credit Counseling Service in Richmond, VA?
    Don't use them at all....they really affected my best friend's credit rating and it was very very hard for her to get approved for a new car a......
    Can I withdrawfrom the credit counseling company I use?
    YES YOU CAN! YOu have to pay for this service so you can legallly cancel the contract! Be sure to review what you have signed. It might be......
    Anyone know a legitimate credit counseling service?
    Yes the U.S. Bankruptcy chapter 13 is the only way. In fact almost all lenders in your future will see this action as a chapter 13 anyway. You are re-......
    Has Anyone Used a Credit Counseling Service?
    I used a credit counseling service several years ago after getting in over my head, too. If you are ready to pay everything off, meet up wi......
    Would it be wiser to do credit counseling, bankruptcy, or credit reconstruction, which would hurt less and why
    When you file bankruptcy it stays on your credit report for 10 yrs and after you file you have to slowly start building your credit again (a......
    I am looking for Consumer Credit Counseling ?
    I am in the same boat. Low Cost services I have found depending on each situtaion are below: ......
    Is the Consumer Credit Counseling Service Legitimate source for no bias help?
    No. You should do this on your own. Credit counseling is, for most people, a very bad experience. I've heard many horror stories from......
    How does going through a credit counseling service effect your credit?
    Using a CCCS program can help in more ways than not. These programs are use to get you out of debt faster and forces you to use displine th......
    Who offers the best credit counseling?
    I don't know if they're the best, but this is a legit company: ......
    Going to use Consumer Credit Counseling Service...?
    It will show on your credit file that U are in counseling but it also shows U may have got in over Ur head but have made arrangements to res......
    When you go to credit counseling do they have control of your paycheck?
    No. But, this is a really bad idea. Only about 10% of those places are legit and do a good job so the odds of you finding a good one are s......
    What is a good credit counseling company to go through?
    Best credit councelling company to go through is called "Self Control". Credit counselling companies aren't going to do anyth......
    Has anyone used the credit counseling organization you always hear about? How does it work?
    These can be great but one warning on these: a friend had good credit but wanted to lower monthly payments to catch up and stay ahead. The c......
    Consolidating debt through consumer credit counseling services? Info needed.?
    I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked......
    What is a good credit counseling or debt management agency?
    credit guard......
    I have bad credit because i am in credit counseling but almost finished. I need a loan now. Any suggestions?
    there you go : ......
    ClearPoint Consumer Credit Counseling? Does anyone know anything about this company?
    Clearpoint is a CCCS agency, whereas Ameridebt was not. Ameridebt was pure scum and has been effectively shut down. Their owner is still try......
    Does going to a credit counseling service really help when in credit card debt?
    "Debt negotiators," posing as non-profit organizations, can ruin your credit even further, advising you not to pay your credit car......
    Going through credit counseling service again?
    I would strongly suggest you read "Extreme Money Makeover" by Dave Ramsey. It's an amazing book and if you follow the principles, you......
    How badly do those credit counseling companies effect you credit?
    I am thinking of trying this.I have heard it hurts ,but not as bad as filing bankrupt......
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