| credit counseling |
| Do those credit counseling companies really get you out of debt without paying your entire balances? |
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I would use caution if using one. Do your homework on the company and check with the bbb (better business bureau). Honestly, there is nothi...... |
| Bankrupcy or credit counseling? And any idea what my payment will be like? |
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Bankruptcy might not be an option. It is very difficult to get credit card debt forgiven now, and you cannot get secured debt forgiven. I ...... |
| How will consumer credit counseling affect an application for a student loan? |
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From what I've been told those programs do nothing that you can't do yourself by contacting your creditors & working out a deal your...... |
| Forms that consumer credit counseling use, for dept. management.? |
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:}
Consumer credit counselors claim to be non-profit agencies.
They are in fact paid but by credit card companies based on how much of the...... |
| Is there free credit counseling in the Elmira area? |
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Check to see if there is a Consumer Credit Counseling Service in your area. Also check with HUD (US Govt office of Housing and Urban Develo...... |
| Which credit counseling website is best? |
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Here I Found some info on Credit Counseling Agencies annd I hope this helps you:
...... |
| Which credit counseling service is the best to use? |
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I strongly recommend you check out www.daveramsey.com
Dave Ramsey is a financial whiz whose program has changed my life completely - I ...... |
| Is debt management/credit counseling harmful to my credit score? |
| It actually helped improve mine and decreased my debt by 20,000 since '02....... |
| Is credit counseling a good idea? |
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Yes it is....... |
| Can using a credit counseling service ruin your credit further? |
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I would not use one. The best bet is to legally fix your credit score yourself. There are many ways to do this, through disputes and verific...... |
| Trustworthy credit counseling centers...do they exist in L.A.? |
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trustworthy- go with a non-profit government org like ccsa........ |
| Are there any credit counseling services that will allow me to keep at least one credit card open? |
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I beleive that as a requirement you are supposed to close all of your accounts and put them on the program. However, it depends on if they ...... |
| Do credit counseling services actually help? |
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some credit counselors are legit, some are scammers..chooose carefully. bankrupsy is not the end of the world...you can keep your house and ...... |
| Does working with a credit counseling company equate the same as bankruptcy on your credit report? |
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It is interesting that people are giving a thumbs down to the only answers that are actually correct.
Think through this logically. . . ...... |
| Are Consumer Credit Counseling Services beneficial? |
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Yes, they can help but there has been a lot of corruption in the credit counseling industry. You just need to make sure they are looking ou...... |
| Credit counseling services require something I dont have:? |
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You should just tell the counseling companies exactly what you wrote there. They should be able to work around that lack....... |
| After entering credit counseling, do I need to continue making credit card payments? |
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I think you do but
get stuck into these:
...... |
| Concerning Consumer Credit counseling--does it help or hurt--effect credit rating? |
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These programs do nothing to help your credit, it is actually the oppostie, regardless of what they try to tell you. What happens is this: Y...... |
| Are all "Credit Counseling" firms really just friendly fronts for Credit Card Companies? |
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true. people rely on counseling companies when they are way overdue or can't keep up with payments and such. these companies offer a &qu...... |
| Can you use credit counseling even if most of your credit cards are in the 0% intro phase? |
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The counseling portion could be very educational. Your counselor however will advise that should you request a debt management program, that...... |
| Does credit counseling actually lower your debt? |
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Maybe. Some companies will negotiate a payment plan with your unsecured creditors (such as credit card companies) that will pay off your re...... |
| In credit counseling and need advice? |
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As long as you are in the service, why not just knock it out with them? Is there a reason not to? I guess the way I see it is if you have al...... |
| Bankruptcy/credit counseling requirement? |
| Under the new laws you must attend 6-months of credit counseling before you can file....... |
| Will using a credit counseling service to consolidated your debt have negative impact on your credit history? |
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Yes it will, I am a mortgage consultant and mortgage companies look at a Credit Counseling as a Chapter 13 Bankruptcy. Even if you credit sc...... |
| Which credit counseling website is best? |
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Here I Found some info on Credit Counseling Agencies annd I hope this helps you:
...... |
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