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| *Loan,banking and credit>>>credit debt |
Do you think credit card debt judgement consider a crime? |
Will I be consider having a criminal record if I am slap with a credit card judgement by a law firm representing my credit card company? And if the balance is around $550. I have never ever been arrested in my life. Never had any problem with law. So will judgement ruin my CLEAN RECORD??? There is no such thing as a "Debtors Prison". You cannot be put in jail over a debt! The only time that can happen is if you receive a summons to appear in court and do not attend court. In that case a bench warrant will be issued for you only because you didnt attend the court date,,,,NOT because you owe a debt!!!! The Judgement for the credit card will show up in your credit bureau and affect your credit rating and credit scores. It is not a criminal offense and will have nothing to do with your criminal record! Rest easy. The only other possible thing that could happen is that your wages could be garnished. That would depend of what state you are in. The only 2 states I know the law on are LA- wages CAN be garnished, TX- wages CAN"T be garnished. Hope that helps. Source(s): I file suits on a daily basis in LA nothing bad will happen if you pay off your debts. poob No...collection agents are liars....call them stinkin gringos when they call...they love the abuse Capital Collection services if convicted, its a civil conviction, it will not reflect on your criminal record. It'll be on your credit report for 7 years or something, but nothing criminal. |
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