*Loan,banking and credit>>>credit line

Where can I get an UNSECURED line of credit with my terrible credit?

I am looking to acquire a line of credit to be used as overdraft protection in the event I need it. Unfortunatly, I made some very poor decisions several years ago, and now I can't get approved for anything. I can't finance steam off a hot dog. Where can I get an unsecured line of credit for this? Nothing wildly extravagent, just maybe 1 thousand smackeroos max. None of those prepaid cards are what I want, if I had that money, why would I pay a service to hold onto it? My credit score is about 560 - 580.

Unsecured credit cards are available for bad credit clients, however, the issuing banks charge high fees to cover the risk of extending credit to a bad credit client. You can expect to pay anywhere from $200-$350 or more in fees which the bank will keep, you do not get that money back. Those fees are upfront costs for obtaining a unsecured credit card for bad credit. In some cases, the bank will allow you to pay the fees over two or more months.

In addition, unlike secured credit cards, if you have bad credit and apply for an unsecured credit card, it is not guaranteed that you will be approved. You may be turned down for an unsecured card, even if you are willing to pay the high fees.

Some of the fees that you will pay for an unsecured credit card for bad credit are:

Interest rate: you will pay a high interest rate as a bad credit client.

Annual fee: you will pay an annual fee, which is probably higher than other good credit clients will pay.

Monthly maintenance fees: you will also pay an amount every month called a "maintenance" fee, one top of the interest rate that you're already paying. Read more from: http://www.credit-card-gallery.com/unsec...

My friend got one thru Capitol One.
Prosper dot com
Why do you want unsecured credit?
I am in the banking business and I really don't see you getting an unsecured LOC as ODP with bad credit. The banks do not want to take the risk of taking a loss.

I know you don't like it but a secured LOC and credit card is the way to help build that credit back up. Many times if you have a secured line for 6 months to a year with a bank they will give you an unsecured LOC or CC plus you gained interest on the money you saved.
try hsbccreditcard.com. worked for me
Even though your credit may be bad, there is one website we found and maybe the only source to get a unsecured personal loan with a credit score as low as 520. A credit community website called prosper.com, which is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner.