*Loan,banking and credit>>>credit line

Could a home equity line of credit loan be refinanced at a lower interest rate?

The short answer to this is Yes. However, there are a lot of factors to consider. For one, how many years do you anticipate you will have the loan? If your payoff is within a year, I wouldn't bother.

Does your current financial institution charge an early payoff penalty? Consider that along with any other fees you will encounter when applying for a new loan.

Make sure you do not fall for a variable interest rate or a balloon type loan.

As you seek a new lender, make sure you compare the closing fees of your loan. You might find a good rate with low closing fees, and then you're way ahead of the game.

Good luck!!