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| *Loan,banking and credit>>>credit line |
Will turning down a equity line of credit hurt my credit score? |
I applied for a eq line of credit . The bank want to place all my debt in the loan . I disagree because some of my debt has a much lower interest rate than what the bank is offering. I probably won't get the line of credit because I can't agree to their terms. Since I changed my mind ,will it hurt my credit score?? If the bank already ran your credit to get the equity line started, meaning you were approved, it hurts your fico score. To answer your question , no. beacause you didnt use it, but you got dined for the bank checking your credit. lign="right" > Sign in to vote! No, unless they revealed something new and negative, previously not known to the credit reporting agency. lign="right" > Sign in to vote! You're within your right to transfer only some balances to the line of credit. If a bank tells you it all or nothing, they are disreputable and I would change my bank. -MM lign="right" > Sign in to vote! get free credit assistance from http://www.ezcreditrepairsolutions.com... |
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