*Loan,banking and credit>>>credit line

What are my chances of getting a home equity line of credit?

Own a house appraised @ 56k, want to take 30k out at the most. Fico is about 631 but I've switched jobs 3 times within the past year. Income is under 30k yearly (full time student).

It depends on your other debts. If you have none, then you have a good chance of getting a loan, though it will probably be smaller than 30k.

It also depends on how much you owe on the first loan.
30K is too much to take on a house worth 56K. You did not say how much your mortgage was. Depending how much equity you have, you get to borrow a % of that.
Fico is a bit low & your income & job hx can hurt you.
Try and get a quote from an online broker. Just stay away from the ones that run credit checks in order to give you your quotes. I usually recommend the website below
http://www.dpbolvw.net/click-2184795-102...