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Why should we or should'nt we stop on line use of are credit cards?



I have to a essay on this so give me your input

I know there are problems with people stealing other people's credit cards. But that doesn't mean we should stop online use altogether. The companies should just do what they can to stop the abuse.
the russians are dangerous
we shouldn't because it makes transactions over distance much quicker.
The main threat is the spywares in the computers collecting personal informations and you can be a victim of identity theft.
The effort and pain you have to suffer is much more than the convenience in getting products online.
Sometimes the profits advertised may not include the hidden charges associated with it and once you enter it,your card will automatically charged.We may not be seeing the fine script user agreement.Sometimes it is shown as a seperate link and we may not read it.

Further,the privacy policy of the website in fine script may say that we will share your information with our potential partners and there "you become a victim of marketing bull".Phone calls,junk emails,junk mails,pre approved offers etc etc.

They say that websites are secure starting "https:",but those sites are the largest ones to be hit by hackers.
We should not because of the following reasons that you can elaborate on:

- It is the most convenient means to shop; easy to use
- The risk associated with the transaction is borne by the entity most capable of managing risk - banks
- They are widely accepted by merchants
- Consumers can leverage their relationship with the card company to make sure the merchant delivers - or consumers can dispute the charge and the merchant's privilege of accepting cards could be revoked
- Card statements make for a convenient means to manage your budgets
- Cards come with rewards points and cash back options that reward consumers for using the cards
I know this does not have anything to with this question but girl how dare how dare you call the virgin Mary a ***** I mean that is so wrong I mean God will forgive you but girl you half to pull it together I mean when you get up to Heaven you are going to half to answer fo a bunch of thing and I mean abunch of things so there you go so bye!bye
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