|
|
| *Loan,banking and credit>>>credit line |
I have been offered a loan on line even though I stated I have bad credit. Is it a scam? |
I asked a question the other day about the possibilities of a loan even though I had really bad credit problems. I had responses for loans on line. Is it a scam or are there legitimate people that are out there?. I need money but not anymore problems If you did not contact someone it is probably a scam. Banks and finance companies generally do not troll the Internet looking for customers. Sorry. It's probably a scam or at least something that WILL cause you more problems. There are so many money-related scams out there...especially on line. Go to a legitimate source for a loan, please. Depends on who it is. There are plenty of companies out there now that will give you a loan no matter what your credit is like. Before you attempt to get a loan though you should check their references It really depends on how low your score is, and if you have been working for 2 years, on if you could even begin to get a loan. Plus what type of collateral you have. Always check with the BBB, before giving any info, to make sure the company is legit. if you looked further you would have seen that they will charge you a fee before they will give you a loan,with them it's pay us first and then we will give you money.will you really get a loan?maybe not, but they will get your money if you give it to them. I receive a couple of spam e-mails every day that offer me credit claiming "bad credit? no credit? no problem" or something similar. I would never answer these e-mails. First of all, you don't want to give out your name, date of birth, address, social security number to a totally obscure person or company, but, if you answer, you WOULD be asked for these. I am sure that people who are desperate to get money fast and/or are naive would fall for tricks that would cost them surprisingly much. Worst case scenario - stolen and misused identity, being charged for fraudulent cheques, charged with debts on money that might have never been received and so on. Best case scenario - ending up with a loan with a catch. Huge interest rate, retroactive interest if loan not paid back in time... if your credit history is not good and a company is willing to give you a loan, they will make sure that they will get it back at least double. I would suggest you seeking the advice of a non profit credit counselling company to learn how to build assets and a good credit history, and become able to receive good, honest credit. similar stories: www.phonebusters.com |
| Tags |
| credit application credit bureau credit check credit counseling credit debt credit line credit repair credit report credit score credit card online bad credit loan |
SiteMap--Copyright/IP Policy--Contact Webmaster For personal non-commercial use only. |