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Free credit report.com totally not free, how can you access on line without a payment commitment? |
All these adds say that you can view your credit reports for free but when you log in and spend all the time on information the bottom line is that they want your credit card # at about 30.00 per month. It just seems to me that you should be able to access it without having to pay. Does anyone know any loop holes through this system You do not need loop holes. By law, the Big Three have to supply you with your credit report, for free, annually. Go to their websites (links below). If they ask if you have been denied credit type in "Discover" (ok, this is a loop hole). Fill out the information and you get your credit report. Make sure to write down the credit file number, as this will give you access to your credit report until next year's freebie. Source(s): www.TransUnion.com www.Experian.com www.Equifax.com Go to http://www.annualcreditreport.com... It's totally free. I just got mine the other day. Try the Federal Trade Commission website @ http://www.ftc.gov/ The website will guide you thru all consumer information and rights pertaining to credit reports. Per the website:The three nationwide consumer reporting companies are using one website, one toll-free telephone number, and one mailing address for consumers to order their free annual report. To order, click on www.annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is at the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. You may order your free annual reports from each of the consumer reporting companies at the same time, or you can order from only one or two. The law allows you to order one free copy from each of the nationwide consumer reporting companies every 12 months. http://www.ftc.gov/ Hi I think that now is a law to get your credit report once at year at not charge just remember if you get it now you have to wait 12 months to require it again for free and you get it from the the 3 biggest reporting companies in U.S. I got my report in May. It was very accurate and not charge at all. Just go to www.annualcreditreport.com I know for a fact that this is good. www.annualcreditreport.com |
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