| credit line |
| With my tax refund,should I buy a Roth IRA, or pay down a home equity line of credit? |
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I would pay down HELOC ;)...... |
| Is it wise to take money out of a 401k to pay off a home equity line of credit. I am 5 years within retirement |
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No, don't take money out of your 401k.
If you're 3-5 yrs away from retirement then you're going to need your money in the 401...... |
| What is the best way to borrow the money needed to pay off a home equity line of credit? |
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the line of credit would be lower interest than any loan, I would probably leave it as is...... |
| We started a trucking co. 3 mths ago. where is the best place to get a business line of credit? |
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Talk to the banker where you do your business checking; however due to the short time in bus., your best bet is getting as many unsecured bu...... |
| I have a tax id# for my business. How do I establish a line of credit? |
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When you start your business loans are going to be based on your personal credit.
Source(s):
Former...... |
| What does it mean to "lock" just a portion of a home equity line of credit? |
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Previous answers are correct in that locking means you freeze the interest rate. But along with that, you freeze your ability to use the li...... |
| What does it mean to "lock" just a portion of a home equity line of credit? |
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I am speculating a bit here, because that's not much to go on. But here's what I think.
I think that the "lock" they...... |
| Please explain the difference between a home equity loan and a home equity line of credit? |
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Both loan use a mortgage (usually a second mortgage) as collateral. A Home Equity Loan is a fixed term, fixed amount loan.
Example: You...... |
| How long does it normally take for a bank to approve a business line of credit? |
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if you gave them all the information maybe 24 -48 hours. they run the credit report in 20 minutes and can give you an answer the next day. ...... |
| What's a good U.S. bank from which to obtain a home equity line of credit? |
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I think with ALL financial institutions it is a craps shoot.
Yes, credit unions get a lot of hype - but even the best credit union could ...... |
| If you sell you house, do you have to pay back a home equity line of credit immeadiately?? |
| All liens against the property will be paid in full at the time of closing....... |
| What is the best way to finance a new home Heat Pump system.. Home line of credit or just pay it outright? |
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Check with your power company, alot of them have programs that finance the system....... |
| Does spouse need to be on deed/title of house to get a mortgage/line of credit? |
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Only if you want to use his income in qualifying. Lenders want the title to reflect the names on the loan.
Source(s): |
| Should my sister be a guarantor for a guy she just met for his line of credit application? |
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hell no...... |
| What lender will give a 2 year old CA corporation a line of credit? |
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I would think there a few out there that would. The best thing to do is make those calls to see and be prepared to show them your profit mar...... |
| Buying a house - which option is better? Normal through Mortgage OR Line of Credit? |
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Mortgage. Most lenders won't offer a line of credit large enough for a house without it being called a mortgage loan, and again that do...... |
| If two unmarried people are on a deed can one get a line of credit against their equity without the others ok? |
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Not in general. Both signatures will be required as both peole have a stake in the equity. The nature of those signatures will be different....... |
| What's the difference between home equity loan and a home equity line of credit? which is better? why? |
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The first person to answer this question did a great job of explaining the differences between the two loans.
Something important to cons...... |
| My property has been foreclosed....and i am stuck with$30,000 line of credit? |
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Your question should be a lesson to the rest of us as to why buying a house with little or no money down, or getting a home equity loan is a...... |
| If you are a new home owner can you still get a line of credit with no Equ? |
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Yes, you can. Some lenders will actually lend up to 125% of the value of your home in first or second mortgages. Keep in mind that the int...... |
| My Banker offered to lock my variable interest rate on my equity line of credit...? |
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I used to work for the assessor in San Francisco and can tell you they won't re-appraise it.
The only way the county can reappraise y...... |
| Can and where can i get approve for about a $20,000 line of credit? |
| go to a bank, or to SBA
bring the balance sheets
if the expansion is justified by the potential additional sales, or by the current profits........... |
| Where is the best place to find a good offer of home equity line of credit or home equity loan? |
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A HELOC (home equity line of credit) may or may not be what you actually are looking for. You may actually want to simply refinance your ho...... |
| What is the difference between refinancing a mortagage and getting a home equity line of credit? |
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If your goal is to pay off your existing loan, your only option is to refinance. A HELOC is essentially nothing more than it sounds - a lin...... |
| I have a fixed rate mortgage and a variable rate line of credit .Should I consolidate them to a fixed rate.? |
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So, I assume your line of creidt is Secured by your house.
I see you wanted to lower your payment by stretching back to 20 years. Is that...... |
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