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| Home equity vs. Home equity line of credit? |
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With a home equity loan, you apply for and get a fixed amount, up front and have to repay the loan over a fixed period, such as 15 years.
W...... |
| To improve Credit Scores: is it better to pay off Credit cards or pay down, thus leaving a line of credit open |
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it really depends on your credit. If, for example, your credit cards have high interest rates, I would pay them off and keep the lowest int...... |
| How can I get student line of credit in Canada? |
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Here is a website where you can apply:
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| What鈥檚 the different between a line of credit and what is called revolving credit? |
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A line of credit could be revolving, which means that you can make a payment towards it and borrow more at the same time. Credit cards are ...... |
| Is a home equity line of credit the same as refinancing a mortgage? |
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I will tell you what I tell all my other clients, home equity lines are just credit cards of interest against your home, making the basic p...... |
| Can a debt consolidation line of credit be taxed? |
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when i was deep in debt i used this page to compare different options available to me. worked like a charm!
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| Which is better for your credit report - A home equity line of credit or a second mortgage? |
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Honestly, neither are good for your credit but the lesser of 2 evils is the fixed home equity loan (second mortgage). Lines are like big cre...... |
| Why has my credit union recently preapproved me for a home equity line of credit.? |
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They have not updated their file to indicate that you no longer own real estate. That is why you received that notice of pre-approval. Most ...... |
| If my credit is poor is it still possible to open an equity line of credit? |
| An equity line of credit is using something, usually your house, to provide the money. I suspect most banks would lend on an equity line of credit wit...... |
| What is home equity loan line of credit? |
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It's a credit line, similar to a credit card, that draws on your equity in your home. It's usually a high-limit amount, but you don&...... |
| Should I take out a line of credit, or take on a full-time job to finish my degree? |
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If I knew that I would get a full time job with a decent salary in my field immediately upon graduation, I would stay in school full time. ...... |
| How find new home equity line of credit? |
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Try Citimortgage, I wouldn't do the line of credit, I would do the home equity LOAN, because the line of credit adjusts with prime. Do t...... |
| Would you recommend taking a line of credit out in order to buy a new house before selling your old one? |
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No. If you take out a 2nd and for some reason you're not able to sell your house or it takes a long time to sell, you could wind up pay...... |
| Is a home equity line of credit a good enough source for cash reserves? |
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It depends on the amount of your credit line, but it never hurts to have some emergency money in savings or a money-market account also. Al...... |
| Is it better to have a line of credit or a credit card? |
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With a credit card, you can make day to day purchases and if you pay in full when you get the bill you can avoid interest charges. With a li...... |
| Calculatine interest on a line of credit in which the balance changes daily & the interest compounds daily? |
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Just recalculate it each day and compound it again with the new balance that got taken over from yesterday. Banks typically use 360 days yo...... |
| If I have a line of Credit for 10,000 at 9%, and I have $8000 saved shall I pay it and be without savings? |
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Here's the scoop.
What rate are you earning on the $8000 saved? If it's less than 9%, then use the $8000 to pay down your LOC ba...... |
| Defination of home equity line of credit? |
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If you own a home you have equity ( the difference between what you paid for it and what it is now worth ). You can get a loan or a line of ...... |
| I am looking to get a credit card with a $5000 line of credit...I have bad credit,..Any Advice? |
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If you have bad credit, no one is going to start you off at $5000.
You might be able to get a secured card from your bank. You have to p...... |
| Took out an equity line of credit, loaned the $ to brother for down-pay on a home. Who gets to claim interest? |
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You claim the deduction because the loan was against your home and the debit was in your name, the $8000 interest your brother paid was to t...... |
| Want to apply on line for credit card but this keeps getting blocked when i try? |
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Check your advanced internet options and ensure ssl is turned on....... |
| If I get a business unsecured line of credit from a bank will it show up on my personal or business credit.? |
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That would depend on if the bank required a personal Guarantee. If they did then there is a good chance that you will get at least an hard ...... |
| Question about Home Equity Line of Credit? |
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The little superscript should have some explaination. I doubt you'd have 84.5% APR... maybe over the life of a loan, you'd pay that,...... |
| What is the highest line of credit someone who has only been working for 3 months can get? |
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Depends on your past history and how much someone is willing to take a risk on you with. Also depends on how much equity they can Seize if ...... |
| Consolidated debt loan or line of credit, which is better? |
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The answer is, it all depends, of course you hate that answer. Generally consoldated debt loans require you to put forth something as colla...... |
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