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| *Loan,banking and credit>>>credit repair |
Does anyone know of a good credit repair comapny or a credit repair person? |
Iam looking for someone that is cheap and also something that I dont have to do so much work myself.I need to know can public records be removed from your credit report ven if they have been paid? what about inquries? can these kind things be repaired? find a non-profit credit counseling agency. there is one in NH and VT called NH/VT credit counseling services. they work with you and your creditors to lower payment and interest rates. It will affect your credit however it looks better to creditors that your working to fix it and not paying late and ignoring your debt. Try looking on-line or in the phone book for someplace close to you. Public records will stay on your report for up to 7 years if you have paid it make sure the court reports it to the credit bureau so anyone looking at your credit will know its been paid. Don't apply to multiple company's for credit every time someone pulls your credit report it lowers your score. Tiffany , why you looking for some one to give him more money and increase your debt , how ever the easy steps to follow and repair your credit is around , just eleminate all extras , pay in time never late , try to use your credit in necessary , if you need to find how to repair your credit in less than 6 month , go to only best deals , its a blog discussing all about how to repair bad credit for FREE , i am sorry i cant post the link here so open google and type : Only Best Deals , , , , , now in search results the first line a sita called Only Best Deals , on your right hand follow the green titles , other wise use the top search box which must lead you directly to your answers and reapair credit posts , well i hope this help you , good luck . There are no good credit repair companies. They will take your money and trash your credit. Your best bet is to do it yourself. Public records remain on your credit report for the full reporting period. If it's paid, it should reflect that. Send proof that you paid. You can't remove inquiries. The normally fall off your report in two years anyway. Remember there are two types of inquiries. When you apply for credit, the potential creditor does a hard pull and those count. Soft pulls, such as you checking your credit, do not count. No information that is correct can be removed from your credit report except by time. Credit repairs are scams, they can not do anything that you can't do yourself for free. Finance Manager for over 7-years / 2007 Edition Consumer Action Handbook free at www.ConsumerAction.gov oh well you can do it for free yourself. www.creditinfocenter.com most other places that say they can repair your credit just rip-off your money and don't perform in a timely manner. Federal Trade Commission website will tell you that these people aren't supposed to ask for money until the job is done. Seriously I went to www.fixmygulycredit.com . I ruined my own credit I was going to fix my own credit its called responsibly. The site is 100 percent free it's step work and it take time I went from a credit score of 500ish to now 746 in a little less then two years.Why dont you give it a look? |
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