*Loan,banking and credit>>>credit repair

Credit Repair?

I am getting a student loan to pay off everything on my credit report. Will these things be removed at that time? Will my score go up significantly?

Items on your credit report will be on there for 7 years (sometimes longer), but they will show being paid (which is always a good thing). The one thing you will need to do - is to check with all 3 credit bureaus, to make sure they have been reported as paid. Always pay by check, and make a copy of the check as a reference. That way you have proof that they were paid - or a money order, but make a copy....You may have to fax them at a later date to the credit reporting agencies. Have see it happen many many times, where ppl pay off stuff, and it is never reported as being paid - Creditors are fast to put a mark on a credit report, but slow to take it off.... And yes, your scores will go up....

You need to go to Credit Info Center.com.....there are tabs at the top of the page....run your cursor over the "Discussion" tab and click on the Forums option.....that is THE place to go for answers to how you can handle information on your credit report....how to request items be validated, investigated, disputed, and hopefully removed.....

The posters on this forum know what they are talking about, and have been instrumental in my being on my way to a credit report I can be proud of!
Good luck to you hon....
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