*Loan,banking and credit>>>credit repair

Credit repair?

any experiences with credit repair, credit repair agencies,books, websites, etc....

i need to repair my credit

I have been to "many" different credit repair sites on the web. Some were pretty good and some were pretty bad.

I refuse to use a website that requires a fee to get their credit repair info when there is great free sites on the web..

I'm listing the best site that I've ever been to.

It is a "free" do it yourself credit repair site.

I have learned so much by reading and asking questions on that site. And, I have seen "significant" improvement on my credit reports after learning my rights and using them.

Don't pay for information that you can find for free. Source(s): http://creditboards.com

I've heard you might as well file bankruptcy as opposed to going through a debt consolidation agency. It's equally as damaging.

I've heard this through numerous sources.

Try looking for tips on;
www.clarkhoward.com

Good Luck
If you have a bunch of tiny probs i suggest you go to freecredit report.com find out your credit score, and see if they can help with fixing it
You can look for repair agencies or you can avoid your bill collectors for about 7 years and your debt will be cleared by then.
I can help you, but only if you live in Houston, TX.
Pay mininums on all bills except one, then contribute as much as logically possible to that bill each month until it's gone. Then the next bill, then the next, so on and so forth, until all debts are eliminated.