loan,banking and credit
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Credit repair company?



does any one no if credit repair companys work such as the one called lexington law

The only thing credit repair companies (including the law firms) do is dispute the debt reporting with the credit bureaus. You can o this yourself by writing a VERY simple letter saying "I dispute the following:" and including your name, ssn, address, account #s and a brief reason for each. There isn't a trick or secret technique to this, just send the letters. Source(s): 10 years in CA real estate and mortgage lending in 20 states
You can do that yourself by going to freecreditreport.com and dispute any negative items that aren't correct. You don't need to pay someone else to do that.

The other thing is that negative things on your credit that are verifiable will stay on your credit report for 7 years. As you are making ontime payments, the negative items will begin to diminish only with time.

Sorry.
Don't bother with those companies. If you're looking for credit repair, you probably already have enough problems.

You can teach yourself about credit pretty easily and start making sense of all your credit woes.

The only real free credit report is ordered from www.annualcreditreport.com

But keep in mind you need to order one from all 3 bureaus separately.

Once you do that, start reading up on credit self help so you'll know how to read the credit report once it shows up. That way you'll actually be able to resolve any issues you have.

Learn about credit at http://www.thetruthaboutcreditcards.com...
Do it yourself and save a ton of money...

http://www.disputedemon.com
http://www.creditscorebooster.com...
http://www.disputedemon.com
http://www.creditscorebooster.com...
Self-education will give you everything you need to know.

How does the credit scoring system work? : http://financialbasics.blogspot.com/2006...

What to do if you want to dispute items on your report? : http://financialbasics.blogspot.com/2006...

Those 2 articles should give you everything you need to know to manage your credit yourself.
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credit bureau credit check credit counseling credit debt credit line credit repair credit report credit score credit card online bad credit loan
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