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Credit Repair... Debt Validation and Disputing question.?


If I want want a debt validation from a collection agency, do I have to write them the letter myself and ask them to remove it from the reporting agencies, or can I mail the reporting agency itself and say that "I dont know so and so collection agency" and have the the agency remove it?

If I ask the agency, do they request the debt validation of the collection agency, or do I have to do it?

THANKS.

The collection agency removes it from their report, so you need to contact them.
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