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| *Loan,banking and credit>>>credit repair |
Do credit repair programs really work? |
I came across some programs offered by, ex-bankers, ex-credit bureau agents that offer tactics and software that enable you to repair your credit. They claim to be able to create a new credit file. Anyone know if they work? What happens to your old credit file? The way they 'create' a new credit file is typically by creating some variety of fraudulent identity. Then they will take your money and run leaving you with federal charges. A lot of these illegal services can be identified when they ask for money up front which is illegal (see the ftc link). One credit service I know and trust is National Consumer Credit Service ( http://www.nationalccs.com/ ) They offer a pay for performance option so that you only pay for items they are able to remove or improve on your credit report. In addition they have a great Q&A section on credit and credit repair subjects. http://www.nationalccs.com/questions-faq... Source(s): http://www.nationalccs.com/ http://www.ftc.gov/os/statutes/croa/croa... These are generally scams. They ask for money up front and they don't do much. They can't give you a new credit file or "erase" anything. 99% it will not work http://www.getmaxloan.com/debt-consolida... To be frank, they cannot do anything that you cant do on your own. The best thing would be to read the following articles and gain an insight: Debt Consolidation - Get Out Of Debt http://www.askaquery.com/answers/qn1643.... How to Hire a Debt Counselor? http://www.askaquery.com/answers/qn1584.... What is Debt Relief? http://www.askaquery.com/answers/qn1583.... Debt Management and Building Wealth http://www.askaquery.com/answers/qn1581... How to lower your debts? http://www.askaquery.com/answers/qn1576.... How to reduce debt : How to lower your expenses? http://www.askaquery.com/answers/qn1577.... Building Wealth by Reducing Debt http://www.askaquery.com/answers/qn1578.... How to Manage Your Credit Card Debt? http://www.askaquery.com/answers/qn1579.... |
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