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| *Loan,banking and credit>>>credit repair |
Advice needed: Credit Repair? |
I have a hand full of collections and a student loan in default... that is it...the loan is $6K I can't get any credit...what do I do to repair this credit record. I am sure I will get some smart *** answers...that is cool ...I definately have a sense of humor. Well, people in debt often seem to find some help here : http://credit-cards.ebookorama.com... and here http://finance.ebookorama.com also plenty more to read here http://credit.ebookorama.com http://credit-repair.ebookorama.com... good luck! good question i am going through something simialar. i pay what i can student loan a priority. Open a secured credit card, buy a car with subprime auto financing that reports to the credit bureau. Take care of the student loan before you deal with the other collections. Once the student loan has been taken care of, settle the rest of your collection accounts at the same time. Not sure if you've heard of her, but Suze Orman has a ton of valuable advice on the subject. I'm sure a lot of the sites out there will lead back to one of her books or trying to sell something. But for the most part, you should be able to gain a good amount of advice without buying any of the books. I think there's even an online section on her website that lets you ask direct questions. Good luck! http://www.suzeorman.com/index.cfm... http://www.oprah.com/omagazine/200411/om... the easiest way should be to get into an agreement with the debtors on a monthly payment and ask them to put a notice that you are paying back the loan, this will improve your score, but not repair it, you'll have to wait a while. Try also not to make your credit record worse by defaulting etc No smart awnsers here, I know what it is like to have bad credit. Try these people out. I am in the mortgage business and they have helped a lot of my clients with issues like yours. http://www.lexingtonlaw.com/home.php?tid... |
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