*Loan,banking and credit>>>credit repair

Question About Credit Repair Agencies..?

Exactly what type of help do they offer?Do they remove negative accounts on your credit that are paid in full?Or do they remove any negative accounts whether they are paid off or not??

They tell you what repeated letters to write to the Credit Bureaus, that will likely remove most data against you in a few months and about $40 worth of Registered letters.

Do it yourself, without the middleman. He drives a Jaguar.

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They send out letters to companies that have your accounts in collection, and if they dont respond in the alotted amount of time, it gets taken off of your credit. They also get negative things that have been paid off of your credit. You can also take a different route when it comes to repairing your credit. You can have credit cards from other people implanted onto your credit, and within three months, their credit history will appear on your credit. They add you as an authorized user, then cut up the card. The people get paid for letting u do this.
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They can only get the account to report correctly! The Fair Credit Reporting Act says that all must be reported accurately. If not you must bring it to the attention of the reporting company. They then have 30 days to confirm their reporting or remove the negative action. Now if they still report in error and you are denied based on their reporting and you have proof they are wrong, then you can sue them for 3 times the amount of credit lost + punitive damages. There is no firm out there that will not report honestly. They just do the same thing that you can do on your own but just with a little more force and at a cost to you. Go on line and get the dispute forms yourself and dispute every thing that is negative. You have nothing to loose and everything to gain on your own. You must dispute with all reporting companies, Experion, Equifax, and Trans Union. Just add the .coms and you can get it done yourself.
Good Luck.
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I wouldnt use them. I have bought some programs that have helped me repair and raise my credit score faster and less for what those people ask.These programs help you get the neg stuff off your report yourself. They have all the letters and forms for you to use and tell you what to do. I have gotten my moneys worth in no time using them. I tell everyone about these cause there are so many things on the web that dont help and just take your money. These programs really help. I even bought a set for my daughter because she filed bankruptcy and she is improving hers too. It doesnt have to take 7 yrs to improve you credit with these programs to start getting good credit cards. My daughter is getting offers every day now with great APRs. Do it yourself. I have. You dont need those people. They use the same process these programs do. Plus these programs tell you much more than how to improve your credit. the address is below