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| *Loan,banking and credit>>>credit repair |
Should we use a credit repair company through a mortgage company? |
I called a mortgage company today and found out my hubby's credit is 523 and mine is 499. We are looking at buying in about a year and the guy recommended we going through a women in there office to clean up our credit.So we could get our scores(or atleast his up to 580) It is like 299-499 to do this but he figures within a year we could get 100% financing. Do you think this is worth it? We both had 2 credit scores and he took the lower of the 2...Hubbys(548 & 523) Mine(499 & 494) We are hoping to move to the Fort Worth Texas area in about a year No, you can 'repair' your credit yourself. There's nothing magical about it. 1) order a free credit report 2) dispute errors 3) pay off your debt 4) close accounts with zero balance Finally, work towards saving money for a down payment in the next year. If necessary, work extra jobs or sell stuff in order to eliminate debt and save money. Owning a home is expensive. Don't get into a place at 100% financing and a lot of debt. You'll cause a lot of unnecessary stress. Scott....... Source(s): http://www.takecontrolofyourmoney.com... That seems expensive. It's true that you can do your own credit repair. But many folks are still more comfortable turning that service over to an expert professional. If you'd like to compare prices with another service I know of, check out the link in Sources. http://necessaryvirtues.com/recommends/l... |
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