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Should someone use a credit repair service??



I need to improve my credit and i want to use one of those credit repair agencies I heard about. anyone have any advice on that? ive checked out a few and one that seems to be the best Ive found charges $99 to setup and $79 a month. anyone know anything about these? it is worth it? thanks-

I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.
http://tinyurl.com/y4wc8r
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I read the Fair Credit Reporting laws and did it on my own. It's very time consuming and you have to be persistent.
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I did it about 15 yrs ago and at the time I paid about $175 FLAT FEE. And it worked!! If you're not familiar with the maze of credit repair I'd say it's worth it--but you CAN do it yourself.

Check out this website and while you're at it download the FREE Credit Repair Kit and LEGAL Letter System(on the lower right side). Reading that will help you with your decision.

Good Luck
http://www.expert-credit-advice.com/...
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