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| *Loan,banking and credit>>>credit repair |
Has anyone in here used a credit repair attorney to fix their credit? Would you recommend? |
Has anyone in here used a credit repair attorney to fix their credit? Would you recommend? I have. Her name was Ann McNally out of Kentucky. You can look online and find her. She will help anyone in the U.S. Her rates are lower. She boosted my credit score by over 100 points. My husband's, too. We were finally able to buy a house at a reasonable interest rate. Her website is AACR-LLC.com lign="right" > Sign in to vote! do not hire anyone to repair YOUR credit. repair yourself. get 3 free credit reports from annualcreditreport.com study all three reports. check for mistakes. use the dispute option on the credit report web page to dispute. if there are any items (trade lines) on your report that are paid off but in the bad, dispute them anyway. sometimes people goof and remove them. each time you dispute the credit report the reporting companies will reply via mail or email with a new credit report. any bad trade line on your report..... dispute it anyway. don't worry if it's right or wrong because like I said above....people do make mistakes at collection agencies..... I did all this......it took me one year and I am a styling mother you know what....I went from a 530 FICO score with bankruptcy to a 700 score with bankruptcy in one year......... I do have a student loan and a credit card I never miss payments on and I always pay off the balance every month before grace period expires and never incur interest. my credit card company just lowered my interest rate from 19.24% variable to 7.9% fix and raised my credit limit to 5000 dollars I will never have bad credit again (learned my lesson) lign="right" > Sign in to vote! I often wonder about this as well. A lot of people on here say, "don't pay someone to clean your credit" but what if you really have made mistakes in the past, have paid them off and would like for those items to be removed. It seems those disputes and having items removed from credit reports are for those people that have a mistake on their credit report and the other people who has legit negative marks have to wait 7 years. My co-worker had a bankruptcy on her credit report and she went to a credit repair person and the bankruptcy was removed (this was 2 years ago). So I am wondering, can someone really clean your credit or is it that the credit bureaus has made people believe that it is impossible to clean your report and you must wait 7 years. To answer your question, maybe you should give it a try. lign="right" > Sign in to vote! Get some great insider info on credit repair at the sites below. This is the stuff the credit companies don't want you to know about... Don't pass this up... http://www.no-bull-guide.com/creditrepai... http://www.no-bull-guide.com/debt/index.... http://www.no-bull-guide.com/raiseyourcr... |
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