|
|
| *Loan,banking and credit>>>credit repair |
What is your opinion of any service that offers credit repair? |
I need to fix my credit, and there are people on E-bay and elsewhere who guarantee the full restoration of my credit. Are they legitimate? Be very careful when you get these emails...in general if it seems to good to be true it most likely is. There are legit credit repair programs out there BUT, they are not as helpful as they seem. The best way (there is no easy way) is to pay down they card or account with the highest interest rate or APR first. Then go down the line until you have your debt paid off. Then to repair your credit keep a balance on your cards but keep it below 30% of your credit limit. This shows that you have and can handle credit. Also when you pay your bills, pay more then the minimum balance. Also try to pay before your finance charge is charged. That way you pay less interest on what you owe. Here is a very useful website about credit repair. http://www.charterfundingmn.com/library.... Source(s): Five years in the Mortgage Industry NO! You cannot "repair" your credit in any fashion. I speak from experience on this one. Scams, Apply for free cards via Internet, likely high interest do not buy a card or pay a fee. Use that card as cash pay your bill each month in full and in 1 to 3 years your credit will improve. I hope this helped I did it I now have a car and house. NO READ THE LINK I PROVIDED. http://www.bbb.org/alerts/article.asp?id... run...most of these services don't help you just take your money. you may want to listen to http://www.daveramsey.com. his group provides legitimate counseling services that help. |
| Tags |
| credit bureau credit check credit counseling credit debt credit line credit repair credit report credit score credit card online bad credit loan |
SiteMap--Copyright/IP Policy--Contact Webmaster For personal non-commercial use only. |