loan,banking and credit
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Where can i pay someone $2000 or less to quickly have my credit repaired-so that there aren't any big issues?



I get tired of hearing stories about 1) how you can send letters to credit companies to have your credit cleaned, 2) how you can pay someone to send letters to credit companies to have your credit cleaned, 3) how you can pay some people to put non-derogatory accounts on your report that have a seasoned record of perfect payment, 4) how you can pay someone to go into the credit reporting agency computers to "fix" the derogatories, 5) how you can create new credit, etc, etc, etc.
Question: What is the best, most seamless way to quickly rebuild your credit? Do you have a link or a phone number? I work with a lot of people who need financing and sometimes they have derogatory credit. I don't know what to believe out there, so I don't know what to tell them. Any leads? I can send some paying customers to a good, reliable, source that can really do the job.
Thanks! aminomaniac@yahoo.com

hey im sending you an email that you would love......you need to use the money to buy SEASONED TRADE LIENS of credit....basically you will pay to lsited on someones PERFECT credit card they have like perfect credit for like 10 + yrs like 20k open lines credit.. dont even worry about the bad credit cause out weighin the bad with GREAT is all you can do....

you will be an authorized user on the perfect card holders acct.
Any place that promises any of what you say is lying to you. The only way to clean up your credit it to get into a reliable credit counseling program and pay off the debt and in time the credit gets better. I'm in a program paying down debt but never got into a lot of trouble so my credit is not horrible - but it is still going to take me about 5 yrs to pay it all off and get out.
What you are suggesting is not cheap, easy, straightforward and might not be strictly legal.

In simple terms. Form a corporation. Put money in the corporation. Borrow money from the corporation. Pay the money back. Report it on your credit report. Rinse. Repeat.
You can't pay away your debt. If you have 2000 dollars you should pay down your balances.

Some other things that can help you (other than time)...

1) Pay the minimums every month without fail (time heals all wounds)
2) Call creditors yourself and ask them to work with you. They will.
3) Don't agree to pay off debts that are really old... after 7 years they fall off your record anyway if you haven't paid a dime on them or agreed to.

My best advice is to call a non-profit credit counseling agency. There are plenty of them out there. However, people don't tend to want their help since it means giving up their credit cards and living on a cash only basis for years until it's all paid off.

A quick web search under credit counseling will yield huge results on virtually every search engine.

One thing to note, some places hold the fact you've been in counseling against you. So make your choice wisely. Often you can negotiate all the items yourself. But regardless, any agency that says they can do it all for you without ANY work on your part is lying. It simply cannot be done.

Good luck.
if you have $2,000 then you should help with your credit right there if I had $2,000 like that to give away my credit would be cleaned up right away, what do you owe? $1million?
You dont have to pay $2000. Here are some credit score improving compnies offering there service at cheap rates. You can check each one and find which one is fits your requirments.
http://credit-repaire.blogspot.com/...
The only thing that "fixes" credit is......TIME.....tell your clients that one late payment lowers their credit score for......six months .....the most important thing is the most recent 24 mos of reported activity......one ding - late pymt sets them back ANOTHER 24 months.

Its a general rule......and is even more strict if there is a pattern of credit abuse ....you don't need an agency to fix credit, your clients need discipline and time.
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