*Loan,banking and credit>>>credit repair

Quickest way to repair credit history?

Good Credit is like trust. It can be lost in a flash but takes a long time to build.

If you have screwed up your credit - the only thing you really can do is get everything back on track. Every bill paid, and stop being late. Then just keep on track for the rest of your life.

over the years your credit will recover and then start to become better and better. The best thing for growing credit is time. So keep all your oldest cards and pay them off but DON'T close them. Keep them open because they are a record of how long you have had your credit. If you remain in good standing with a credit card company that you opened say when you were 20 - and then you have it till your 40 - you will have 20 years worth of history with them - that is a good thing!! even if you don't use it all the time. Just keep it open always.
Good luck with it.

There is no "quick" way to repair your credit history. It takes time, paying off ALL your bills on time, every month. I've heard that consolidating your credit cards into one payment is a good thing to do, so that you don't have lots of little payments that just take longer to pay because of the interest. You could talk to a credit counsellor about that. But, as for repairing your credit...pay your bills, on time, every month. If possible, pay more than the minimum amount due. This shows the companies that you are really trying. Usually, every six months, your credit history will actually improve. And do not apply for more credit, or use any credit cards. If you can't save money for it, you don't need it. If you can't pay off your credit card in a month, don't charge any more. Some people only use credit cards for their monthly bills, paying the credit card when the bill comes every month. That way, there's never any interest because the card is paid in full every month. That's the best way to use a credit card, or any other kind of credit. Pay it off, and keep it off. Live simply. <*)))><
pay the old bills off and get a copy of your credit report and then get three trade lines of credit (ex: Credit cards, gas cards, house payment) something that will report on your credit every month and keep the payments up to date and don't be late on them keep your tradelines of credit paid up for at least 12 months and then your credit should be up to par.