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What is the best way to repair credit?



What is the best way to repair credit?

clarkehoward.com-free list of things to watch
consumer advocate-radio show
I agree Clarke Howard provides the best process, forms, etc. to reapir your credit.
Pay off your credit cards or installment loans. Less inquiries. Don't apply for any credit. Try to get collection accounts removed from your credit report with equifax, experian, and transunion. You need to write a couple of letters.

Here is two websites that will work your through the process:

http://debt-consolidation-credit-repair-...

http://www.debt-n-credit-letters.com/#cr...
Do not try any credit repair companies.
Modified 1 year ago
From this point forward pay all of your bills on time.

Keep revolving debt below 40% of the credit limit.

Establish new credit with a secure credit card if need be, just make sure that they report to the credit reporting agencies.
the best site I know of to help you repair your credit and/or establish credit is www.entrustsystems.com/wow go there and see if it can help you. best of luck :)
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