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| *Loan,banking and credit>>>credit repair |
Is there a legit company out there than can repair credit? |
I have heard about credit repair companies that can get negatives off your credit report but have heard that there are alot of frauds out there too. So has anyone actually tried one that works? YES THERE IS TRY www.jicinvestments.com they will show you how to do it yourself. It's the same steps these CREDIT REPAIR COMPANIES USE FOR ONLY $15.00. IT REALLY WORKS. Source(s): www.jicinvestments.com there are ZERO companies that can just magically repair your credit, however you can join a debt management organization who can help you MANAGE your credit which in turn improves over time. I personally use american debt management, I was 6 months deliquent on 2 credit cards, this was 6 years ago now I have very good credit since i was able to make all my payments. No there arent any that can do it. What you need to do is clean it up yourself. Start by paying a little more than the min amout due on a card. Pay them on time. Bad marks go away after 7 years but crditors usually allow 4 years if you clean it up enough. You can do it yourself if you want to spend the time to do it. Those companies cannot do anything you can't do yourself. But once you clear your credit, you may be left with no credit, which is just as bad as no credit. If they are charging you $100 or less, make sure they are offering a guarentee and in what time frame they will clear it. A lot of those companies are lazy and will just request a tax id number for you , replacing your social security number and you'll be left with no credit. I am an expert in credit. Be extremely careful if you decide to use a credit repair company. Many times a person will find that they are in worse shape than before they hired that company. Thoroughly check a company out before you hire them!!!!!! As others have posted, you can do it yourself. Which is usually the best way to go. There are many free credit repair sites on the web. Never pay a site for information. The site I've listed is one of the best I've been to. I would suggest that you do some reading in the newbie forum and the credit forum before you decide to use a credit repair company. |
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