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Has anyone ever negotiated a pay for deletion when repairing credit? What percent of the orig. debt did you pa



Has anyone ever negotiated a pay for deletion when repairing credit? What percent of the orig. debt did you pa

it depends on the company and you begging skills .but i have heard anywhere from 30 to 50 percent.when it had happen to me i received only 25% deduction.
i owed visa 10k and i got it down to 4800
Yes I have, but it depends on who it is with. Some will say it is illegal and they can't do it but it can be done. If they say they can't just tell them to agree in writing that when you dipute it and the credit agency go to verify that they will not respond so it will just fall off. Do not communicate over the phone, go to www.creditboards.com and go to the newbie section and read up on how to do it.
I think I know what you are asking. It is possible to get a reduced rate payoff, or settlement, and request that they mark the debt as "paid as agreed." As far as settlements, I once got a $35000 Chase account down to 12,000.
www.totaldebtsolutionsllc.com
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