*Loan,banking and credit>>>credit repair

Repairing credit!?

I have about 9 negitive things on my credit report, which my score is 548, how can i repaire my credit? I would like to purchase a home in about 2 years. I do not have much money to completly repair it now, as i am a full time collage student and ex military. I have paid everything off but 3 things, one in collection, and 2 charged off? What should i do to fix this? any help will be greadly apriciated.

I am not a credit expert, so you should visit credit boards for TONS of useful info.

I went there and my score has increased 120 points in a year from following their advice.

Best of luck! Source(s): http://www.creditboards.com/mambo/...

prayer. lots and lots of prayer!
A City Bank Credit card is the best and easiest way to rebuild a credit rating. They'll give you a card, you'll use it and pay it on time, and your credit rating goes up.

Jnorton
Life
Instead of focusing to charge off your outstanding balance focus on paying all of your amount due regularly and most importantly "on time".

Then try to get a new credit card with a low credit limit, and use it for all your purchases and also pay them on time. Be careful with your spending, and treat this credit card not as additional purchasing power but a faciliting method to build your credit. Don't carry a balance on this new card.

The credit score doesn't see your background what they see is how dilligent are you in paying your outstanding.

Don't make any more mistakes by having any missing payment and especially not a charged off.

Good luck.
previous working experience in credit card business