Repair my credit?
Repairing credit is a slow, painful process. You need to have a history that shows you can be responsible with credit. I would pay off all credit cards ASAP. Then only make credit purchases you can pay off every month. Only use one credit card and check the remaining balance frequently. Never go over, never pay late. Periodically ask the credit company for a higher limit. Eventually your credit will be restored.
Dont bother if your married just make sure one of you have good credit while the other doesnt and by the time the bad credit drops off the other can start to decline.this way you can stop paying the bills and still keep one person with good credit it will change over about every seven years first the husband will have good credit then about 7 yrs later he will have bad credit but the wife will have good. it goes back and forth like that every 7 years
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