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How do I repair my credit.?



How do I repair my credit.?

Very slowly. First get a credit report from expeirian and see what you owe and what ccjs etc you have got.

Then pay the money you owe.

Then go to all the banks and try to get a bottom of the pile credit card with almost no limit.

keep spending on the card and keep it up to date on payments and your credit limit will rise slowly

Then after so long your credit score will rise and hey presto your on your way.
Simple answer.

Pay your bills on time.
There's basically nothing to do but wait. If you filed for bankruptcy, it'll take 11 years of good credit and smart spending to get you off of your bad credit. Besides, you have to pay off everything first and filing your taxes on time helps. I know this because my friend recently filed bankruptcy, and it takes about ten years of good spending to repair it.
1-Don't run your credit excessively
2-Pay all bills ON TIME, one late bill can take up to 16 months to fall of your credit report
3-Don't run your credit online at any of those "free credit report" websites
4-Don't close out credit accounts, it brings your score down
Go to the link below
http://www.creditease.net
www.highermortgagescores.com

Ask for Jon Lemmons
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credit bureau credit check credit counseling credit debt credit line credit repair credit report credit score credit card online bad credit loan
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