*Loan,banking and credit>>>credit repair

How can I repair my credit report after bankruptcy?

There is no magic bullet cure for fixing credit after a bankruptcy. These credit repair agencies who promise to do it are fakes.

Want proof? Go to one of them...ask for their help, but get a contract that says you don't have to pay them a dime unless they improve your credit score to "xxx" amount. See how many will agree to do that! Zero.

Start by visiting http://www.lifeafterbankruptcy This site has an awful lot of info on it (and the usual amount of spam to wade through) but it is extremely helpfull. I've learned a whole lot from this site in helping others fix their BK problems.

Also visit http://www.creditboards.com This is a message board with a lot of good info and intelligent people (unlike a lot of blogs I've visited).

Good luck

From what I've been told it's best to keep a small balance on a credit card or two. Always pay more than the minimum due and never let them get behind again. Try a gas card or something like that. You may have to get secured ones to start with. The most important thing is to not let anything else get behind or go into collection again. A car dealer once told me "we don't care about the bankruptcy we just look to see how you are doing since then."
ducktape, or pay your bills on time
I've been using a credit repair company that has brought my credit score from 520 to 660 in the course of 6 months ... she is still doing things to my account. On top of repairing my credit repair, she advises me on what to do/not to do in my financial matters. I won't advertise here, so if you wanna know, send me a message.
Apply for a secured credit card and use it wisely