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How can i repair my credit myself?



i'm late on payments ,and in the hole about 8 thousand how can i get out of debt

Call all of the credit companies you are late on and make payment arrangements. This will give them the confidence that you are serious about your debt. Good luck, and don't buy frivolous items. Stick to the basics.
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1. Get your credit report
2. Write the credit bureaus a letter (individual letter for each) disputing all derrogatories
3. By Federal law they have 30 days to validate. They never can and they must remove it from the report.
4. They generally do, It works!
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Consistency over time. Keep chipping away at it, and don't add to it. you can do it!
Good tips on increasing your credit scores, http://www.choicefinance.net/faq/fico-sc...
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