*Loan,banking and credit>>>credit repair

What is the best and fastest way to repair my credit?

I have four cc closed, I'm paid off on two of them. The other two I'm working on. I have four negative items on TransUnion. What I'm doing is paying off one at a time. I have 2 cc still open and I've been paying them on time. After I'm paid off with all of them, I was gonna get a cc from my credit union, and budget myself with it. Any suggestions y'all think I should take??? Thanx y'all.

Good credit takes time but there are a few ways to move along the process. See Raising Your Credit Score
http://finance-girl.blogspot.com/2006/09... and "The Credit Report Timeline" at http://finance-girl.blogspot.com/2006/09... for a timetable of how long negative information stays on your credit. Make sure anything that is past the dates is off and check your report for any errors you can dispute.

sounds like you are on the right track. pay off the cc with the highest interest rate first and go to the next highest. once they are payed off do not cancell them for another year or so. any you want to keep just use them about twice a year and pay them off asap after you use them. that should do it.
Next time you pay off one of your credit cards it is better to leave the account open, but do not charge on it again.
The 2 cc's you have, you should keep. Cut them up and don't use them. The length of time you've had them is a factor. New credit cards can hurt you as it shortens your average length of time per account. Having too many (such as 8-12+) can hurt you also.

You may actually want to raise your credit limits on your 2 cards, as it will reduce your current debt to available credit ratio. Again, the key is NOT to use your cards. You seem to have a problem with credit. Keep the accounts. Cut up the cards. Pay them down to 0. Use cash.
Keep your credit cards open but with a zero balance, if you close them your credit will take a dip because part of the credit score is determined by the ratio of credit and amount owed... if you close the accounts you have "less credit" and that affects your score. Having lots of unused credit makes others want to offer you credit... it's kind of the same thing as banks only loaning money to people who don't need it.
Pay the smallest balances off first so you can get them out of the way and have a sense of accomplishment. Keep paying on the other credit cards, see if you can negotiate on knocking off some interest. Also, make sure you check your report at least once a quarter until you clean it up. You want to ensure that all your payments are being reported correctly and that the rest of the info on the report is correct as well. Wait to open that new credit card account. Just pay your bills on time and set a budget for yourself. Here is a tool that helped me that may be of some assistance to you:Dave Ramsey's Total Money Makeover gives you practical and easy to follow steps to get you back on track.
www.daveramsey.com