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My financial situation is a world class train wreck. How can I get the IRS off my rear and repair my credit? |
My financial situation is a world class train wreck. How can I get the IRS off my rear and repair my credit? Talk to a credit counselor first - there may be other options for you. file for bankruptcy If its that much a disaster, file for bankruptcy. Contact the IRS and be honest with them. Ask them to work with you. AND file bankruptcy. If you file for bankruptcy, you can dismiss most of your IRS debt. Most likely you'll need to pay all your taxes due for the past three years. Try an "offer in compromise" with the IRS. If that doesnt' work, see a bankruptcy attorney. Good Luck. Good lawd. First, there are new requirements to file for bankruptcy which were enforced for filings after October 1, 2005. For your case to EVEN BE HEARD, you must have filed the last three years of your federal taxes. If you ain't filed, your case will not be adjudicated. Second, if you seek relief from the IRS, it won't come from bankruptcy. If you haven't filed your taxes, then you can't declare bankruptcy. Further, if you owe from the tax filings mentioned above, then the tax obligation WILL NOT be dismissed by filing for bankruptcy. Think about it, everybody would be filing bankruptcy if they owed goo-gobs of federal taxes! If you seek relief from the government (a.k.a "Da Man"), you can forget about bankruptcy being the "buffer". Bankruptcy is designed to get the private sector peoples off of your back NOT "Da Man"! With the limited "hand" you have in this awful game of poker, your last move is to NEGOTIATE with the savvy and ruthlessness of Donald Trump. CPA |
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