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What's the best credit card to help repair my bad credit?



I'm recently working on getting divorced & my credit was badly damaged because of that. My bank is working with me to help me recover, but I am looking for a basic credit card, not necessairily a large line of credit, and one with REASONABLE fees and interest rates. Also, looking for credit repair services that really work and that areasonably priced.

I would to have to say honestly that I wouldn't do that if I were you. I would not go in that direction. I wouldn't want to be in your shoes when the bill comes in for that credit card(s) start coming in cause in the long run you will have you self A NICE BIG FAT HOLE DUG AND it will take a long time to dig your way out, and then it will take you a much longer time to really get any kind of credit and NOT JUST WITH A BANK . My husband & I did it once with a gas card thought we were smart . In the long haul of it all it took forever to pay it off cause IT'S LIKE HAVING ONE OF THOSE REVOLVING accounts & when the bill arrives, IT COME IN WITH LARGE FEES AND percentages attached TO THEM too !! It may take awhile to rebuild your credit with you being single but you would be better off waiting awhile than to put yourself into that kind of debit especially with a divorce and all. BE PATIENT AND WAIT THAT'S MY ADVICE. I DON'T BELIEVE YOU would be very happy if you put yourself in that kind of debt !!
Sorry to hear about your situation.

Pick a credit union. They have better interest rates.

Use bankrate.com to shop for credit cards with competitive rates and perks.

Do not pay anyone to repair your credits. There are non-profit organizations funded with your tax dollars to help you get credit counseling. Google for one in your area, talk to them first before paying anyone to fix your finances.

Hope this helps.
The best thing you can do is NOT get a credit card. Get a debit card from the bank or a prepaid card if you need a card to pay bills.
ALL credit cards are a ripoff if you have bad credit already.
I've answered this one a bunch of times, please check my history. I'd suggest the Bank of America or Wells Fargo Secured Credit Cards. There are some GREAT newsgroups here on Yahoo about credit that tell you exactly how to fix your own credit. They give you samples of letters you can send. You should NOT pay anyone to this since you can do it yourself for free. If you've got money to burn you can shop around for local lawyers that specify in this matter but based on your question, I suppose you don't.
I to suffer from bad credit...I have thought of obtaining a credit card with a small line of credit also. The problem however is that most credit card denie individuals such as our selves. Also, with high interest rates many seeking to revive their credit only end up in credit card debt. When seeking a credit card the interest rate is usually higher for someone without outstanding credit. Basically, to become debt free and to secure your credit it takes time. However some credit companies work with individual companies to remove itiems that are deemed excuseable...Good luck!
go to Suze Orman's website or check your library for her books.
She gives good non-biased financial advice, and I wouldn't necessarily trust your bank to give you impartial advice that serves your best interest not theirs.
My understanding of credit repair services is that they harm your credit record because they mean that your creditors agreed to take less then they otherwise would have gotten.
http://www.suzeorman.com/
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