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| *Loan,banking and credit>>>credit repair |
How can i repair my bad credit with a credit card? |
how can i put all my bad credit on a credit card then not use that card till its all paid off , thats what my loan officer did so we could buy a house but he is no longer living to ask him...... Your Question was not very clear pls add details Source(s): http://www.getmaxloan.com/bad-credit-loa... There are some very good credit card offers for balance transfers. 0% for a fixed period, then incremental increases. What are your interest rates on all your debt now? Consolidation really could help if you're only able to pay the minimum on all your debt now. Not using the new card is probably your most critical decision. The only one who can answer this one is you. And it may take some pretty tough decisions on your part. Just not thinking of it as a "fall back" plan will help. Good luck... I doubt it. If you have bad credit, no one will issue you a card with a high limit. There are a few things you should do to repair your credit. 1. Pay off the debt. I would reccommend settling it for less then you owe if they are in collections. There is a free kit on this website: http://www.expert-credit-advice.com/... that you can you which has free sample debt settlement letters you can download to offer settlements. 2. Dispute the negative items: Use the same free credit repair kit on that website mentioned above to do this. This may take some time but it is highly reccommended because if you dont you will just have to wait, which will be awhile. 3. Build new credit: This is imperative if you ever want to have good credit. Here is an excellent article with a few tips and techniques you can use that willl definately help you: http://www.expert-credit-advice.com/buil... Forget about adding all your bad debts to a credit card. Wont work, trust me. I wish you the best of luck. Step-by-Step Credit Repair Guide Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in ........... http://www.debt-loan-refinance-mortgage-... Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : http://umgarticles.atspace.com/debt-cons... if it helps kindly remember me in your voting!.. cheers! |
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